WHAT WE DOOur Platform Solution Increases
Sales and Reduces Costs for
both sides

MERCHANT

  • Buy Now pay Later
  • STORE CREDIT CARD Prime
  • 2ND LOOK CREDIT SUB-PRIME
  • LEASE/RENT TO OWN
  • INSTALLMENT LOANS

BOTH POINT-OF-SALETechnology is easy to Integrate

In-Store Retail

With a simple integration into the point-of-sale system, the retailer can offer consumers a variety of financing options. Fast, personal, and secure application process gives customers the privacy and peace of mind. Easy integration, easy training, all with YBR Payments.

Online Ecommerce Sites

Provide your online customers with the same financing options as your in-store customers. Easy integration and a smooth customer experience. Easy integration, easy to use, all with YBR Payments.

PARTNERSOur Lending Partners

We’ve partnered with world class lending partners to provide retail customer with the widest choice of financing options. Our platform provides customer financing solutions for prime, near prime and no credit required customers. High approval rates provide your customers with financing options.

BENEFITSOur Benefits

FOR IN-STORE SALES ASSOCIATES

  • Higher average order value
  • Higher close rate
  • Higher customer satisfaction
  • Higher confidence in selling
  • Lower training costs
  • Minimal integration requirements

FOR THE CUSTOMER

  • Private application through mobile
  • Higher approval rates
  • Higher satisfaction
  • Choice of products
  • Wider availability

FOR RETAIL MANAGEMENT

  • Configurable sales generator
  • Cost of credit management tool
  • Consolidated reporting
  • Market intelligence
  • Frictionless A/B testing
  • Customer data
  • Financial performance

FEATURESOur Merchant Portal Features

Our portal provides retailers with the information they need to increase sales, manage financing costs and analyze marketing efforts. Details of transactions are available to the management team so that financing effectiveness can be viewed in real time.

Financial Performance

  • Total Sales
  • By Lender
  • By Financial Product
  • By merchandise category
  • Cost of credit

Sales Generator

  • Real time configurations
  • First position presentation
  • Fico distribution
  • Product selection
  • A/B testing

Product Performance

  • System performance
  • Downtime
  • Response time
  • Process Abandonment